When you hear the words “Affordable Health Care,” no two people are going to be envisioning the same thing. We have health care, but we don’t have health care with unlimited funding. Affordable health care is a political rally point, it means something different to each age group.
Insurance is a method used to cover unforeseen events in our life. A group of people realized that they needed fire, life, car or health insurance, and as a group would figure out the cost that all of the members would bear to help the unfortunate ones. This isn’t something you could purchase after the event occurred. But if the rules were to change, to where you could file for insurance after the fact, it becomes rather obvious, that each and every person in the plan would never draw more than what they put in. The insurance becomes meaningless, it fails to offer the protection desired.
When your health care costs exceed your ability to pay for them, health care is no longer affordable. The purpose of insurance is to avoid being put in this situation. There comes a point in many people’s lives, where the cost of medical treatment is not justified because the high cost of the treatment outweighs its short term benefit (with or without insurance).
What we need to realize is that health care is not really that affordable, it never has been. Once we destroy the insurance aspect of it with a government plan, paying extra doesn’t entitle you to more; it is expected of you to pay more if you earn more. And conversely paying less, is an "entitlement" if you earn less.
I have a solution that is a thousand years old and might not be received well. How about if everyone over the age of 18 has to pay two month’s wages in taxes each year or work for two months for the government? Rome built a very extensive road system using this tax plan. Notice you can’t plead poverty; you show up for work or pay to have someone work for you. This would be quite fair, working people today pay taxes well into May of each year.
Everyone has the right to enjoy living in this country; and if you don’t have the dollars to pay your fair share of taxes, the Federal Government could\would make it possible for you to physically work off your debt. The thing that makes me chuckle, is the fact that the people who can’t afford to pay for health care, have given our government the information necessary to implement a "labor in lieu of taxes," plan. Kind of reminds me of Roosevelt's Social Security plan that laid out the infrastructure for an income tax that was eagerly and immediately leveled at the Hoi Polloi.
Let’s get rid of the free ride, everyone will pull on the rope, so we as a nation can benefit. Of course those that still think that “This is still the greatest nation on earth,” don’t need to pull on the rope--they're probably too busy smoking it. I’m just not sure who we are fooling here, nobody wants to pay more taxes and everyone would like unlimited health care. But would they want to work an additional 2 months for guvernment health care? Prosperity isn't what lies around the corner, Reality is lying in wait.